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Homes for Sale Brentwood TN | Brentwood TN Real Estate | Gennifer MallardHomes for Sale Brentwood TN | Brentwood TN Real Estate | Gennifer Mallard

Gennifer Mallard
Realtor, Real Estate Broker

Find Your Dream Home...

(615) 473-5973 Direct
(615) 371-1544 Office
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How to Shop for the Best Mortgage

If you’re like most people, a home is the biggest purchase you’ll ever make — and it typically requires a mortgage loan.

So what do you need to know about shopping for the best deal on a mortgage?

How to Shop for the Best Mortgage

It’s always a good idea to talk to multiple lenders before you settle on one. That helps ensure that you’re getting the best possible terms.

Remember that you can negotiate with lenders, too, and you may have more leeway than you think you do.

Home loans are available from several types of lenders, including:

  • Credit unions
  • Commercial banks
  • Mortgage companies

You can also get a loan through a mortgage broker — but when you do this, the money isn’t actually coming from the broker. The broker simply arranges the transaction.

You can “comparison shop” between several types of lenders. When you do, it’s a good idea to ask several questions, such as:

  • What are your current mortgage interest rates? Are those rates fixed or adjustable? What’s the loan’s annual percentage rate, or APR?
  • Will I have to pay points? (Points are fees you pay to the lender or broker that will often lower your interest rate, thereby lowering your monthly payments.) You should also ask for the points in dollar value so you’ll know exactly how much the lender will be charging you.
  • What are your loan origination or underwriting fees? What are your broker fees, transaction fees and closing costs? You can always ask for an explanation of any fees that you don’t understand.
  • How much will I need to come up with for a down payment?

Are You Buying a Home in Williamson County?

If you’re buying a home in Williamson County, we can help you find one that’s just right for your needs.

Call us at 615-473-5973 or get in touch with us online today.

Posted in: Blog, Buying, Financing, How-To

Smart Search

Did you know the hottest homes for sale in Brentwood often sell within days of being listed? Don’t miss out! Set up your own custom property alert so you can be notified of the newest homes as they hit the market! Simply click the button below and choose the qualities that you want most in a home and save your search to start getting alerts today!

New Property Alerts

As local Brentwood Real Estate Agents we also have access to homes before they hit the market and can show you more homes and information that are only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact us at your convenience. There is no obligation and or pressure… we hope to hear from you!

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Talk To Gennifer Now!

Have a question? Give me a call at (615)473-5973, or you can click my photo for more options to call or email and I will contact you right away.

Featured Properties

2013 McAvoy Drive $659,900

2013 McAvoy Drive Franklin, Tennessee

4 Beds 4 Baths 2,726 Sq Ft Acres

2025 Cabell Dr $659,900

2025 Cabell Dr Franklin, Tennessee

4 Beds 4 Baths 2,825 Sq Ft 0.160 Acres

392 Dewar Drive $657,815

392 Dewar Drive Franklin, Tennessee

5 Beds 4 Baths 4,100 Sq Ft 0.250 Acres

302 Liebler Ln $655,250

302 Liebler Ln Franklin, Tennessee

4 Beds 4 Baths 2,726 Sq Ft Acres

2011 McAvoy Drive $654,900

2011 McAvoy Drive Franklin, Tennessee

4 Beds 4 Baths 2,726 Sq Ft Acres

3019 Halenwool Circle Lot 122 $654,432

3019 Halenwool Circle Lot 122 Franklin, Tennessee

4 Beds 3 Baths 2,566 Sq Ft 0.420 Acres

226 Moray Ct $652,308

226 Moray Ct Franklin, Tennessee

4 Beds 3 Baths 2,910 Sq Ft 0.110 Acres

3008 Halenwool Circle Lot 56 $652,253

3008 Halenwool Circle Lot 56 Franklin, Tennessee

3 Beds 3 Baths 2,790 Sq Ft 0.350 Acres

915 Glass St $650,000

915 Glass St Franklin, Tennessee

3 Beds 3 Baths 2,496 Sq Ft 0.170 Acres

404 Logans Cir $649,900

404 Logans Cir Franklin, Tennessee

6 Beds 4 Baths 4,056 Sq Ft 0.270 Acres

417 Briksbury Dr $649,900

417 Briksbury Dr Franklin, Tennessee

3 Beds 3 Baths 3,007 Sq Ft 1.220 Acres

134 Barlow Dr $649,900

134 Barlow Dr Franklin, Tennessee

4 Beds 4 Baths 3,269 Sq Ft 0.230 Acres

122 Riverwood Dr $649,000

122 Riverwood Dr Franklin, Tennessee

4 Beds 3 Baths 3,008 Sq Ft 0.260 Acres

418 Dewar Drive $645,600

418 Dewar Drive Franklin, Tennessee

4 Beds 4 Baths 3,070 Sq Ft Acres

398 Dewar Dr $645,100

398 Dewar Dr Franklin, Tennessee

4 Beds 3 Baths 2,930 Sq Ft 0.240 Acres

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Benchmark Realty, LLC

Gennifer Mallard, Realtor

615-473-5973 Direct

615-371-1544 Office

GenniferMallard@gmail.com

Benchmark Realty, LLC
318 Seaboard Lane, Suite 112
Franklin, TN 37067
License #00292590
Company License #259153

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