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Home Buyers Handbook

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You’re at the point in your life where you’re seriously considering purchasing your first home. You’re sick of paying high rental costs when you know that you’ll never own that property and it simply makes sense to start investing in your own future. Buying a home is an exciting adventure, and whether this is your first home or your second, it’s important that you take your time when evaluating potential properties so that you end up with a property that truly reflects your style, your preferences, your lifestyle and of course, the size of your family.

Home Buyer Checklist

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Use this hand checklist to rate the homes you go see! Keep track of information about them including; Square Footage, # of Bedrooms, Baths, storage, Lawn, Appearance, problems, and more! Take notes and compare homes side by side with this hand checklist.

Home Sellers Guide

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This guide covers information on Preparing your home so it’s attractive to buyers, Strategically setting an asking price, Effectively marketing your home, Showing your home at its best, Negotiating the best possible deal & Completing the transaction

Home Buying Report

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When it comes to buying your first home, there are a few things that you need to know in order to secure a satisfying deal, while limiting the risks. Buying a home should be a fun and rewarding experience, and the more carefully you plan things out, the easier it will be to evaluate your options and make an informed decision regarding the property that you buy. From evaluating neighborhoods, to selecting a realtor that will work with you based on your needs, this report highlights the most important factors when purchasing your home.

For Sale by Owner

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Selling your home by yourself can seem like a daunting task. Consumer confidence has diminished extensively and Home Sellers are depressed when thinking about selling their own home. We have few tricks to help you make your house stand out and sell at an acceptable price.

YEAR Family Budget Planner

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Simply plug in your information and this handy spread sheet will track your income, savings, home expenses, bills, daily living expenses, children, transportation, health, insurance, education, entertainment, pets, business expenses, charity & more over the course of a YEAR!

Instant Easy MONTHLY Budget Maker

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Plug in your income, bills, savings, expenses and get an instant budget AND chart your Potential Monthly Savings, Debt to Income Ratio, Equity and Mortgage LTV! So easy even a kid could do it!

How to Buy A Home With A Low Down Payment

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If you’re dreaming of buying a home, congratulations! You’re in good company! About two-thirds of the nation’s households own their own home. This brochure describes how families can get into their own homes with little cash up front. It explains mortgage insurance and how it works, and looks at the two options — private mortgage insurance and government mortgage insurance.

All in One Mortgage Calculator

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This spreadsheet lets you analyze a fixed or variable rate home mortgage. You can set up periodic extra payments, or add additional payments manually within the Payment Schedule. Use the spreadsheet to compare different term lengths, rates, loan amounts, and the savings from making extra payments. It also calculates the outstanding balance at the end of a specified number of years and the tax returned if the interest paid is tax deductible.

HUD’s Mortgage Shopping Checklist

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Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage—whether it’s a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save
you thousands of dollars.

Seniors Retirement Planning Guide

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Retirement is different things to different people. For those in their 20s, it’s a distant dream. For those in their 30s and 40s, it’s a minor concern. For those 50 and beyond, it’s a reality that must be dealt with. No matter what your age, you should start to prepare for your retirement and the sooner the better.
Retirement planning is about more than investing and saving. It’s also about enjoying your life after you decide to retire from your career or job. To fully enjoy yourself after retirement, you should have a plan on how you will spend your time and where you will live.

Real Estate 101

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It is not difficult to own a home. It is not only easy to purchase a home, especially in today’s market, it is a good investment. If you follow the instructions in this book, you will have not only provided yourself with shelter which you need anyway, but also made a solid investment that will continue to accumulate in value for the years to come.

Ultimate Credit Repair Manual

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Insider’s Secrets To Getting Your Credit Score Up To 750!